You are responsible for any damages caused when you rent a car. Fortunately, there exists an optional feature called Collision Damage Waiver (CDW) to help people avoid any problem in case of a collision. This is one of the most recommended insurance waivers and is frequently used by people who rent vehicles. The feature is available for most rental agreements across different countries though the premium varies as per the rules and regulations of each nation.
It is recommended that travellers who are going to a different country check the CDW rates when they are looking at various car rental options. People should also read up on the rules and regulations as well as the policies of rental car service businesses.
Moreover, travellers must be careful while choosing the insurance. There are many companies that plan for CDW insurance and include it in the charge of the rented car. But mostly, companies ask the customer to cover the insurance separately. In such cases, it is better to make sure the policy includes the CDW rider.
Car rental agreements in European countries mostly include the mandated coverage as well as the basics. This includes accident related damage for any victim outside the car. You can purchase the waiver or the CDW supplement from any of the companies from whom you are about to rent the car. Technically, however, the waiver is not counted within the domain of insurance in many countries. People who do not opt for the rider may face action by the rental company as it will demand money for any damages to its vehicle.
You must know that the waiver only reduces the deductible but doesn’t remove it. Car rental companies demand the waiver if the vehicle gets damaged. CDW covers mostly when the vehicle collides. But the coverage doesn’t include various parts such as the roof, boot space, mirrors, interiors, windshield, and windows. You may also include other riders such as theft and loss insurance along with CDW. But make sure that you discuss the payment with the rental company and get the best option for yourself.
